<p>Tommy A. Moore, Jr., is a co-founder of First Investors Financial Services Group, Inc. ("FIFSG"), a financial services corporation founded in 1989 and located in Houston, Texas. Since 1989, Mr. Moore currently has served as the President, Chief Executive Officer and as a director of FIFSG. Mr. Moore was elected to the additional position of Chairman of the Board of Directors in July of 2000. Prior to organizing FIFSG, Mr. Moore was employed in commercial banking in Houston, Texas where his responsibilities included retail and commercial lending. Mr. Moore has also served as a manager of finance and leasing for a Houston auto dealership.
FIFSG, together with its wholly-owned subsidiaries, is a consumer financial services company engaged in originating and holding for investment retail installment sales contracts and promissory notes secured by new and used motor vehicles. FIFSG engages in indirect lending by purchasing retail installment sales contracts from approved motor vehicle dealers and direct to consumer lending by refinancing existing contracts or loans with the motor vehicle owner which results in a lower APR and montly payment for the consumer. FIFSG specializes in</p>